Fair, Simple Motorcycle Financing, & Insurance Options

If you’ve decided you want to finance your new Harley-Davidson®, you’re not alone. Seventy percent of enthusiasts do. With a minimum down payment and approved credit, you can arrange credit financing with us and get out on the road a few hours after picking out your motorcycle. Plus, you can add in all your parts and accessories, apparel, insurance and more. You’ll have everything you need, and you only have to make one monthly payment. Because we help finance more motorcycles than anyone else, we understand your special needs. Only someone who knows how you feel when you hit the starter button understands that hitting the road ASAP is your biggest concern. That’s why we make it easy.

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We can help get you on the road and protect your riding experience. Talk to Reno Harley-Davidson®; about financing your motorcycle with credit, and get out on the road today. To download a Credit Application, click here. Print it, fill it out, and bring it in or fax it to (775) 329-2236.

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Financing your Harley-Davidson® Motorcycle at Reno Harley-Davidson® has never been easier.

Let us take care of all your financing needs in one easy visit. Reno Harley® can help get you on the road and protect your riding experience. Flexible rates, terms and financing options that let you finance your whole ride are available through Eaglemark Savings Bank, a subsidiary of Harley-Davidson® Financial Services. Designed specifically for our Owners, our options may allow you to add Harley-Davidson® Genuine Parts & Accessories, Harley-Davidson® MotorClothes® Apparel, and Debt Protection Plans from Harley-Davidson® Financial Services into your motorcycle loan.* We make it easy for you to manage your account by providing convenient online account access. Convenient loan account access is just a click away. A Harley-Davidson® Financial Services account enables you to make a payment, view your loan account, request paperless statements, get a loan payoff estimate, and more. See our helpful, trustworthy finance department associates for more information.

Insurance the Harley Way

You got the motorcycle of your dreams. Now protect it with the insurance your new Harley-Davidson® motorcycle deserves, insurance that is designed to protect everything that Harley-Davidson® is built on – you, the rider, your motorcycle, freedom independence, and the Harley® way of life.

Benefits of Harley-Davidson® Insurance

  • A genuine Harley-Davidson® parts guarantee on Harley-Davidson® motorcycles at participating H-D® dealerships.
  • $3,000 accessory coverage included.
  • Helmet and safety apparel coverage.
  • Repair shop of your choice.
  • A variety of discounts*: H.O.G.® member discount, paid-in-full discount, homeowners discount, multi-bike discount, and more.

Learn more about the benefits of a Harley-Davidson® Insurance policy.

Extended Service Plan Available at Reno Harley-Davidson® 

Ride worry-free knowing you’re covered by the only H-D® factory-approved Extended Service Plan.

Cover Your Bike:

The best part of owning a Harley-Davidson® motorcycle from Reno Harley-Davidson® is having the freedom to ride wherever and whenever you choose. Don’t spend time worrying about the unexpected. Ride worry-free knowing you’re covered by the only H-D™ factory approved Extended Service Plan. The Harley-Davidson® Extended Service Plan protects you from costly repairs on covered claims for up to 7 years.

Protection Includes:

  • Coverage For Over 1,100 Parts: All repairs will be performed by experts at an H-D® dealership using H-D® Genuine Motor Parts, when available.
  • Expense Reimbursement Package: If you have a covered breakdown while on the road, you’ll receive $75/day (up to $750) for a rental vehicle, $150/day (up to $450) for meal and lodging, and up to $200 for towing to an H-D™ dealership.
  • Nationwide Repair Location Assistance: In the event of a covered breakdown, our H-D™ Service Center can direct you to the nearest H-D™ dealership for repairs.
  • Minimize Unexpected Repair Costs: A $50 deductible per claim is what you’ll pay for a covered repair and no deductible for covered Expense Reimbursement benefits.
  • Contract Transfer: Should you ever decide to sell your motorcycle, you can transfer any remaining coverage to the next owner. This can easily increase resale value.
  • Optional Tire & Wheel Coverage: For an additional surcharge, this coverage will replace tires and wheels if damaged by a covered road hazard.

Not all parts and services are covered. See the H-D™ ESP contract, provided by Reno Harley-Davidson® for specific coverage, exclusions, and restrictions, which are subject to change.

Insurance the Harley Way

Extended Service Plan Available at Reno Harley-Davidson®


If your Harley-Davidson® motorcycle is stolen and never recovered, chances are you’ll have to pay the “GAP” between your insurance company balance and the loan balance. Don’t assume that your primary insurance will cover any loss related to your motorcycle. In reality, the actual cash value that an insurance company places on your bike may be substantially less than the outstanding balance on your loan.

The GAP Program will pay the difference between the fair market value of your vehicle and the outstanding balance of your loan on the date of loss up to $25,000.**** Plus, your insurance deductible may be covered up to $1,000. With your loan balance paid in full and your deductible covered, you can move on to purchasing a new motorcycle.

* Manufacturer’s extended limited warranty valid on new, previously untitled 2014-2016 Harley-Davidson® motorcycles purchased and delivered between 10/15/16 and 2/28/17 and includes street legal Genuine Motor Parts & Accessories installed by the dealer on a Harley-Davidson® motorcycle prior to retail delivery. Offer excludes police, COV, lease and rental models. Please contact your local dealer for details on Harley-Davidson®’s limited two year warranty.

© 2016 H-D® or its affiliates. H-D®, Harley, Harley-Davidson® and the Bar & Shield logo are among the trademarks of H-D™ USA, L.L.C.

* Financing available through Eaglemark Savings Bank, a subsidiary of Harley-Davidson® Financial Services, Inc. Subject to credit approval. Not all applicants will qualify.

** For example, a 2013 Dyna Wide Glide Vivid Black with an MSRP of $14,999, no down payment and amount financed of $14,999, 60 month repayment term, and 4.35% APR result in monthly payments of $278.60. The APR will vary based on the applicant’s past credit performance and the term of the loan, which can vary from 24-84 months. APR is calculated according to the simple interest method. Offer available through authorized Harley-Davidson® dealerships only. Financing offer is available to well qualified applicants only. Not all applicants will qualify. Not valid in conjunction with other offers. Other terms, conditions, and limitations may apply. Financing offer is subject to change or cancellation at any time. See dealer for details.

*** Restrictions apply: See actual contract for specific coverage, exclusions, and restrictions.

**** Programs may vary by dealer/lender/state. Please refer to your GAP Addendum for details of the terms and conditions of this coverage.

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